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This site is published and owned by Cherry Hill Research, a division of Cherry Hill Associates, LLC. By using this site, you agree to the terms, conditions, and notices listed below ("Agreement"). Cherry Hill Research may revise these terms and conditions without prior notice at any time. Unless otherwise provided below, revised terms take effect when they are posted, and use of the site thereafter constitutes acceptance of them.

Cherry Hill Research is not an investment adviser
Cherry Hill Research offers market research services to professional organizations. Cherry Hill Research is not an investment adviser and does not provide recommendations, ratings, or opinions about securities. Nothing on this site or in Cherry Hill Research publications is or should be construed as investment advice. Nothing on this site or in Cherry Hill Publications is an offer to buy or sell securities.

Errors and Omissions
The material on this site and in Cherry Hill Research publications is provided "as is" and without warranties of any kind, including, without limitation, implied warranties of accuracy, completeness, or fitness for a particular purpose. Cherry Hill Research believes that information on the site and in Cherry Hill Research publications comes from accurate and reliable sources. However, you acknowledge that Cherry Hill Research does not guarantee or warrant that the information provided is accurate, and you use the site at your own risk. The information provided may not be suitable for any number of situations, including yours.

You acknowledge that the information provided on this site is for entertainment and enrichment value only, that it is not a substitute for expert advice, and that you should consult an expert or other authority before using, acting on, or relying upon information, analyses, opinions, or conclusions on this site or in Cherry Hill Research publications.

Cherry Hill Research also does not guarantee that the site or posted material or server that the site uses will be free of viruses or other harmful components and disclaims all liability for any damage resulting from the presence of such viruses and harmful components.

Cherry Hill Research also makes no warranty or guarantee as to the results that may be obtained from use of or reliance on material on the site.

Cherry Hill Research may express opinions or make predictions or forecasts on this site or in its publications that prove wrong.

Limitation of liability
Cherry Hill Research's total liability to you for all claims, actions, demands, judgments, or damages arising out of or in connection with the site shall be limited to the cost of accessing the site, if any. Cherry Hill Research shall not be liable for any incidental, special, consequential, or indirect damages, whether foreseeable or not, resulting from your access to or use of this site. The above exclusion may not apply to you if your jurisdiction does not allow limitation or exclusion for consequential or incidental damages.

You agree to indemnify and hold harmless Cherry Hill Research, its directors, employees, and agents from and against any claims, actions or demands of any type made by any third party arising from or in connection with your use of the site or your violation of these terms and conditions.

Denial of Usage
You agree that should you: provide inaccurate or incomplete information to Cherry Hill Research; tamper with the site; violate the intellectual property rights or any ownership rights of other persons or entities; post, transmit, mail, or in any way convey information, text, files, links, software or any other material to the site that you do not have a legal or contractual right to convey; convey material that is in any way illegal, false, obscene, libelous, fraudulent, defamatory, threatening, grievously offensive, and/or harmful (including but not limited to viruses, corrupt files, or any other similar software or code) or otherwise objectionable; or convey any advertising or commercial solicitation to other users, Cherry Hill Research may deny you use of the site indefinitely. You further agree that Cherry Hill Research has, to the fullest extent allowed by law, the right to deny any and all site uses, services, benefits, or privileges whatsoever to you for any reason, and that the enumerated list above is provided for your convenience and does not limit Cherry Hill Research's discretion, to the fullest extent allowed by law, to deny you site use for any reason.

Copyright & Trademark
All contents of the site are Copyright 2006 Cherry Hill Associates, LLC. All rights reserved.

Third party sites
The site may contain links to other sites or resources, including, without limitation, web publishers, merchants, and advertisers. You acknowledge and agree that Cherry Hill Research does not endorse, support, guarantee or evaluate any material whatsoever on these sites, that Cherry Hill Research expressly disclaims all liability regarding the availability, accuracy, quality, or truthfulness of all content or advertising on third party sites, and that Cherry Hill Research further disclaims any liability arising from the use or sale of any product or service on or available from third party sites. You use the links at your own risk. Your interaction with any Third Party Site or any Third Party Site representative, including payment and delivery of any and all goods or service, and any other promises, contracts, terms, conditions, warranties or representations associated with such interaction, are solely between You and such Third Party and are conducted at your own risk. You agree not to hold us liable for any loss, damage, claim, deprivation, or injury incurred as the result of any such Third Party Site dealings, or as the result of the linking of Third Party Sites to the Site.

Unedited third party content
You acknowledge that Cherry Hill Research is a distributor, not a publisher, of the unedited content provided to it by third parties and has no editorial control over such content. You acknowledge that Cherry Hill Research does not monitor Third Party Content for accuracy, reliability, quality and you acknowledge that we do not endorse and is not responsible for the accuracy, reliability, and quality of any Third Party Content.

This Agreement will be governed by the law of New York, U.S.A., without regard to its conflicts of law provisions. This Agreement does not in any way foreclose or limit any other rights, claims, or actions Cherry Hill Research has under the law, or may have under the law. The bold headings in the Agreement are for ease of use and have no binding effect.

Site Privacy Policy
Cherry Hill Research is firmly committed to user privacy. The following discloses our information gathering and dissemination practices for the site.

The site logs IP addresses for systems administration purposes and to gather broad demographic information. IP addresses give Cherry Hill Research an idea of which parts of the site you are visiting. Any time Cherry Hill Research requires information that can be used to identify an individual user ("Personal Information"), Cherry Hill Research will explicitly ask for such information. Therefore, you can control what Personal Information is collected by Cherry Hill Research.

Cherry Hill Research may use a feature of your browser to set a "cookie" on your computer. Cookies, by themselves, cannot be used to find out the identity of any user. If, for some reason, you would rather not take advantage of the benefits made possible with cookies, most browsers allow you to reject cookies or to choose which cookies to accept.

Other Sites
The site may contains links to other sites. Cherry Hill Research is not responsible for the privacy practices or the content of such web sites.

No Liability
Cherry Hill Research will make good faith efforts to protect the privacy of its users. However, to the fullest extent allowed by law, Cherry Hill Research offers no warranty, express or implied, regarding the safety of user-information, and disclaims any and all liability arising from illicit, improper, or unauthorized use by a third party or parties of any information provided to Cherry Hill Research by you or any user.


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